Credit Counseling Services
AFL-CIO Employees Federal Credit Union is willing to help users that are experiencing monetary pressures. Your credit union isn’t only someplace to complete company, but a vibrant and institution that is caring improves the everyday lives of other people.
Confidential, competent and nonjudgmental solutions are supplied at no cost to people.
Your monetary health insurance and wellbeing is a factor that is significant the manner in which you feel about yourself along with your life. During the time that is same there was plenty details about individual finance, credit history, credit challenges along with other crucial economic subjects that it could be challenging to know very well what is suitable for you.
E mail us today – we have been right right here to aid!
301-683-2800
creditcounselor@aflcioefcu.org
user benefit
An unsecured end that is closed fixed rate, fixed term loan:
Minimal loan amount…………………………. $1,000.00
Optimum loan amount… that is……………………. $1,000.00
Optimum term…………………………………. 12 months
Tips:
Be an AFL-CIO EFCU user for no less than six 6 months.
No credit check is necessary; but, the mortgage re re payment history shall be reported.
Needs to be a user in good standing; no delinquencies that are current any AFL-CIO EFCU account.
Have actually an existing deposit that is direct AFL-CIO EFCU for at the very least half a year.
Spend a software cost of $25 whether or not credit is extended.
Courtesy Pay will never be permitted through the term of this known Member Advantage loan.
Only 1 1 Member Advantage or Member Advantage Plus loan open at an occasion.
*APR=Annual Percentage Rate. Rates are topic to improve without warning. payday loans in Buckinghamshire All prices shown are for qualified borrowers. Minimal and optimum loan quantity is $1,000.00. Calculated payments that are monthly a $1,000 for a price of 15.99per cent APR is $90.78. No credit check is necessary; nevertheless the loan re re re payment history will be reported. Member must meet all demands to qualify. Just one Member Advantage or Member Advantage Plus could be granted at any time per user or account. AFL-CIO EFCU reserves the ability to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) a Member that is non-refundable Advantage charge of $25 is gathered out of each and every application no matter whether credit is extended.
MEMBER ADVANTAGE PLUS
An unsecured shut end, fixed price, fixed term loan:
Minimal loan amount… that is……………………. $1,500.00
(on the very first loan advanced)
Optimum loan amount… that is……………………. $1,500.00
Optimum term…………………………………. 1 . 5 years
Tips:
Be an AFL-CIO EFCU user for at the least six 6 months.
No credit check is needed; however, the mortgage re payment history will be reported.
Needs to be a part in good standing; no delinquencies that are current enough time associated with application on any AFL-CIO EFCU account.
Spend a credit card applicatoin charge of $25 whether or not credit is extended.
Courtesy Pay will never be permitted throughout the term of this Member Advantage Plus loan.
People don’t need to spend the known Member Advantage Plus loan down to be eligible for a extra funds. The mortgage stability should be compensated to at the least $750 or below to qualify for extra funds and may even perhaps not meet or meet or meet or exceed the maximum loan quantity of $1,500.
**APR=Annual Percentage Rate. Prices are topic to improve without warning. All prices shown are for qualified borrowers. The posted rate may alter at any time with no warning. Minimal and optimum loan quantity is $1,500.00. Calculated monthly obligations for $1,500 for a price of 17.99per cent APR is $95.77. No credit check is necessary; nevertheless the loan re payment history shall be reported. Member must satisfy all demands to qualify. Ahead of the known Member Advantage Plus loan are going to be granted, the user will need to have had a Member Advantage loan and finished re re payments for at the least twelve (12) months. Only 1 Member Advantage or Member Advantage Plus loan might be granted at any time per user or account. AFL-CIO EFCU reserves the ability to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable Member Advantage Plus application cost of $25 is gathered out of each and every application no matter whether credit is extended.
PAY SAVER LOAN
The Credit Union option to Spend loans day. An unsecured end that is closed fixed price, fixed term loan:
Minimal loan amount… that is……………………. $300.00
Optimum loan amount…………………………. $750.00
Optimum term…………………………………. half a year
Be an AFL-CIO EFCU user for no less than six 6 months.
No credit check is necessary; nevertheless, the mortgage re payment history will be reported.
Should be a known user in good standing; no delinquencies on any AFL-CIO EFCU account.
Spend a credit card applicatoin cost of $25 whether or not credit is extended.
Courtesy Pay will not be permitted throughout the term regarding the Pay Saver Loan.
Only 1 1 Pay Saver Loan available at the same time.
Only two 2 Pay Saver Loans permitted per season.
***APR is Apr. The published price may alter at any right time without warning. Minimal loan quantity is $300 and optimum loan amount is $750.00. Estimated payment per $300 lent for a price of 17.99per cent APR for half a year is $52.67. Estimated payment per $750 lent at a level of 17.99per cent APR for half a year is $131.67. No credit check is needed; nevertheless the loan re re re payment history will be reported. Automated transfer for payment would be established in the right time the mortgage is disbursed. Member must satisfy all needs to qualify. Just one Pay Saver Loan might be given at any time per user or account. Only two Pay Saver Loans allowed per twelve months. AFL-CIO EFCU reserves the ability to end this system whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable application cost of $25 is gathered out of each and every application whether or not credit is extended. That is to pay for the particular expenses of processing.
For the added peace of brain. AFL-CIO Employees Federal Credit Union provides you with the chance to purchase financial obligation security protection.
Fresh Begin Loans
The Start that is fresh Loan designed to assist credit challenged credit union people re-establish credit and ideally prevent the utilization of payday loan providers. This program is supposed to cover collection things medical, energy, cable, etc., liens, judgments, charge-off loans, and challenged credit that haven’t been compensated, pleased, or have been in a previous due status.
The mortgage system is always to help the credit union user payoff all challenged credit and re-establish their credit history.
Prices As minimal As 9.50% APR* as much as three years.
Minimal Amount: $1,000
Optimum Amount: $3,000
Minimal Term: 12 months
Optimum Term: 3 years
Criteria:
Loan must satisfy credit union financing policies, procedures, and recommendations.
Credit union to limit all checks towards the user additionally the creditor.
There’s absolutely no credit history restriction to qualify; nevertheless, only a few people would qualify.
For the added peace of brain. AFL-CIO Employees Federal Credit Union provides you with the chance to buy financial obligation security protection.
*APR is Annual Percentage Rate. Prices As Little As 9.50% APR. The published price works well 01/01/2018 that can alter at any time with no warning. Minimal loan quantity is $1,000 and optimum loan amount is $3,000.00. Estimated payment per $1,000 lent for a price of 9.50% APR for 3 years is $32.05. Credit check is necessary; the mortgage re re payment history will be reported. Automated transfer for payment is founded during the right time the mortgage is disbursed. Member must satisfy all demands to qualify. AFL-CIO EFCU reserves the best to end the product at any right time without advance notice. Certain restrictions and conditions may use. (2) a application that is non-refundable of $25 is gathered out of each and every application no matter whether credit is extended. This is certainly to pay for the particular costs of processing.
*APR = APR. RATE CENTERED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE AT THE MERCY OF CHANGE ANYTIME AND ARE ALSO NOT GUARANTEED.
**APY = ANNUAL PERCENTAGE YIELD.
CURRENTLY HYPER LINKS TO 3RD PARTY PARTNERS, INDEPENDENT FROM AFL-CIO EMPLOYEES FEDERAL CREDIT UNION. THESE LINKS ARE OFFERED ONLY AS BEING A CONVENIENCE. WE USUALLY DO NOT HANDLE THIS CONTENT OF THE WEB WEB WEB SITES. THE PRIVACY AND SAFETY POLICIES OF EXTERNAL INTERNET SITES WILL GENERALLY VARY FROM THOSE OF AFL-CIO EMPLOYEES FEDERAL CREDIT UNION.